Block Chain based Business FinTech Management using Artificial Intelligence Algorithms and Computing Technologies

The rapid advancement of emerging technologies is reshaping the landscape of financial services, giving rise to a new era of digital transformation in FinTech. This study investigates the integration of blockchain technology, artificial intelligence (AI) algorithms, and computing platforms (cloud and edge computing) in business FinTech management. Employing a mixed-methods research design, the study combines an extensive literature review, expert interviews, and a quantitative survey of 196 FinTech professionals to assess the adoption, impact, and strategic value of these technologies. Findings reveal a high adoption rate of AI (92%) and blockchain (87%) among FinTech firms, with AI emerging as the most significant predictor of improved business performance. Regression analysis confirmed that AI, blockchain, and computing integration collectively account for 56% of the variance in business performance outcomes. Thematic insights from expert interviews further validated the role of these technologies in enhancing operational efficiency, customer experience, fraud prevention, and real-time decision-making. The study concludes that the synergistic deployment of AI, blockchain, and computing technologies offers substantial benefits for strategic FinTech management. However, challenges related to data privacy, regulatory compliance, and system interoperability persist, emphasizing the need for robust governance frameworks. This research contributes to both academic understanding and practical guidance by offering a comprehensive analysis of how next-generation technologies are revolutionizing the FinTech industry.